Device financing infrastructure

Run device financing with more control, clarity and accountability.

CredNexa helps lenders and mobile retailers manage financed-device onboarding, repayment operations and consent-aware device controls through one connected platform.

Technology platform · Not a lender · Built for Indian device-financing operations

Abstract illustration of connected device-financing operations
What CredNexa solves

Device financing needs more than a repayment spreadsheet.

When borrower onboarding, payment reviews, device status and exception handling are managed across disconnected tools, daily operations become difficult to control and harder to audit. CredNexa brings these workflows into one operational system.

One connected operational layer.

Borrower and device onboarding

Register financed devices and connect them to the correct borrower and financing relationship.

EMI and payment operations

Track repayment schedules and support structured payment-review workflows.

Consent-aware device controls

Apply device policies only when the required borrower consent is valid.

Requests and escalations

Manage unlock requests, operational exceptions and escalation paths.

Auditable activity

Maintain traceable records of important actions and device-state changes.

Built for the device-financing ecosystem

For the teams responsible for financing and selling mobile devices.

NBFCs and lenders

Maintain clearer oversight of financed devices, repayment operations, policies and exceptions across your organisation.

Mobile retailers

Support borrower onboarding, financed-device registration and day-to-day repayment operations from a structured platform.

Retail chains and outlet networks

Coordinate device-financing operations across multiple stores while maintaining organisation-level visibility and accountability.

Designed around responsible control

Control must come with consent, safeguards and accountability.

Device enforcement is blocked when valid consent is missing.

Emergency calling remains available on restricted devices.

Personal content such as photos, contacts, messages and call logs is not accessed.

Locking and unlocking authority remains with the lender or credit originator.

CredNexa provides technology infrastructure. It does not provide loans, approve borrowers or make credit decisions.

Already work with retailers or lenders?

If you have an established network in mobile retail, electronics distribution or lending, explore becoming a CredNexa channel partner.

Explore the partner opportunity